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Elisapeta L.'s main source of income comes from planting and harvesting bananas for sale. She is a 54-year-old woman living in the town of Matatufu. Elisapeta is married and has five adult children. She has just started this business and earns approximately 400 talas a month.

Elisapeta joined SPBD to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Elisapeta has successfully repaid a previous loan of 1750 talas from SPBD. This previous loan was used to purchase fertilizers such as manure. Elisapeta is now requesting a new loan of 1500 talas which will be used to purchase fertilizers such as manure. This will be her fourth loan from SPBD. Elisapeta plans to use the additional revenue to improve and expand her business.

About SPBD:
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on respect for each individual's innate human ingenuity, drive and self esteem.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Elisapeta to purchase fertilizers such as manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2009
Oct 3, 2009
Currency Exchange Loss:
Oct 15, 2010