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One Family Group
In this Group: Joseph, Moses, Finda, Eric
Joseph F. is the leader of a group of 4 borrowers called 'One Family'. He is a 36-year-old junior student of the University of Liberia. He is single with a 4-year-old child; the child's educational level is kindergarten. Joseph and his daughter live in WestPoint which is a crowded and poor community close to downtown Monrovia, Liberia.

Joseph's business is buying used shoes wholesale and selling them to the residents of Monrovia, Liberia. He has been running this business for 5 years and started with Ld$6,000 that was given to him by his oldest sister. His business has improved. Joseph always purchases quality goods to be sold to his customers so that they will continue buying from him.

Joseph hopes to establish a store in the future and dreams of giving his children a quality education and a balanced diet that will keep them healthy. Joseph needs this loan in order to purchase durable goods to be sold to customers.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • $700
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,038,900
    Funds lent in using Kiva
  • 72.0
    Liberia Dollars (LRD) = $1 USD