Los Angeles Group
The group has worked with EDAPROSPO – Prosperity for the past 8 months. Currently, Dora Maribel, originally from Tacna, has taken on the position of president. She is a single woman who has sold general groceries for the past two years. The partners carry out a range of business activities: one sells clothing and accessories; two provide domestic services; two sell food; another offers waitress services; two sell snacks; one provides cleaning services; and another sells general groceries.
The funds from the loan offered to Dora will be invested in purchasing basic staple products and as capital for the Christmas marketing campaign. She is also thinking of taking computer courses and studying pastrymaking, since she would like to open a bakery in the future.
All of the partners share the desire to improve their lives and increase their earnings, and to invest in expanding their incomes and raising their quality of life and the quality of their children's educations.
Trabajan con EDAPROSPO – Prosperidad desde hace 8 meses, actualmente asume el cargo de presidenta la señorita Dora Maribel, natural de Tacna, soltera se dedica a la venta de abarrotes en general desde hace 2 años. Los socios desempeñan diversas actividades, una de ellas a la venta prendas de vestir y accesorios, 2 prestan servicio domestico, 2 venden comidas, la otra presta servicio de azafata, 2 se dedican venta de golosinas, una presta servicio de limpieza y la otra vende abarrotes en general.
Con el reciente préstamo otorgado a Dora lo invertirá en la compra de productos de primera necesidad y capital para la campaña navideña; piensa estudiar computación y también pastelería ya que en el futuro le gustaría abrir una panadería.
Todos los socios tienen el deseo de salir adelante, incrementar sus ganancias e invertir para mejorar sus ingresos, para mejorar la calidad de vida y educación de sus hijos.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid