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At forty-nine years old, Esther has six girl children and she also adopted two children from a deceased uncle. These children are her big responsibility and she works hard by selling plastic utensils and palm oil to earn income for her family. All the eight children are in school, and with her small business, Esther is able to provide them with their basic needs.

Esther has an innovative business. She buys goods from the capital, Freetown, and distributes them among her agents in remote villages around Kabala, and collects the receipts every week. Her activity has provided needed goods to the more remote areas of the district. Esther’s vision is to see all her children acquire a good education. She is requesting a $350 loan to expand her inventory and would like to purchase the goods from Conakry where she said it is cheaper than Freetown.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 13
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD