Onn T., 62, is a low-income person living in Siem Reap Province. She is a good and determined mother who tries to feed her ten children. She has four married children who lives separately, while the remainder are staying in family home and working in a variety of jobs. Onn T. sells fresh fish that she gets from her husband's fishing. She also goes them to a place that is full of fisherman to buy fish in bulk. She retails fish in the local market. Onn T. said that she finds it hard to commuting to buy fish or anywhere else, because she doesn't have a vehicle for riding needs. Therefore, she has decided to ask a loan on Kiva which she will uses to buy a new motorcycle.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.