S., age 46, is married to Pum, age 47. She has three children, two of whom are employed as garment workers. The other one attends school. Her husband has been earning a living for many years by climbing the palm trees behind his house. Palm-tree-climbing jobs are very common for poor people who live in the commune.
S. has a plot of farming land. She and her husband have earned a better income since her first two children grew up and went to work. S. is looking for a loan to buy a cow because her old cow doesn't support her field work. Her husband also appears in the photograph.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.