Noel Agustín Hernández is 33 years old and his economic activity is artisan fishing. He has engaged in this profession for more than 17 years, having started the business with help from his brother, who loaned him the money needed to start his own business. This is how Noel came to own his own business; he had to struggle since he has two children to care for. Noel has faced many challenges such as not having enough capital and not having people to support his progress; for this reason, financing has been of great help to his business. Now he is seeking this loan as working capital for the purchase of fuel, nets, and fishing equipment. His wish is to improve his sales and provide his family with what they need.
Noel Agustín Hernández tiene 33 años, su actividad económica es la pesca artesanal. Hace más de 17 años que se dedica a este negocio, inicio este negocio por medio de su hermano, ya que le había prestado el dinero necesario para iniciara su propio negocio, fue así que Noel logro realizar su propio negocio, el tenia que luchar ya que tiene 2 hijos a su cargo. Noel ha enfrentado muchos desafíos como fue el no tener le capital suficiente, y no tenia personas que le brindaran el apoyo para salir adelante, por lo que los financiamientos han sido de gran ayuda para su negocio. Ahora solicita este financiamiento para capital de trabajo para la compra de combustible, trasmayo y equipos de pesca. Su deseo es mejorar sus ventas y proporcionarle a su familia lo que necesitan.
Fundación Leon 2000
This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).