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Esperence M. is 36 years old and is married with four children aged between 5 and 14. She lives in the Kicukiro district of Kigali, the capital of Rwanda where she has owned a small clothes shop since 2008. She employs four persons in her business which she opens every day from 7:00 a.m. to 8:00 p.m.

Before requesting this loan she was a full-time housewife and she was not able to provide all the needs of her family. With this new loan from Vision Finance Company, she plans to increase her business in order to earn more profit which will help her to save money and to pay school fees for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD