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Mariana Azucena
Mariana Azucena is requesting her 5th loan from AFODENIC to repair a room in her house, and this way improve the conditions in her home. She lives in zone #6, she has worked in the Ruben Dario institute for 20 years as a Spanish teacher. She loves her work; she is a very responsible and honest worker. She has shown good behavior and credit history. She has two daughters; the oldest is 17 years old and studies the 5th grade of high school and the youngest is 13 years old and is in the 6th grade. Even though she hasn't gotten any help from the father of the girls, she has fought so that her two daughters have everything they need. They are a very closely knit family and they all share their family expenses. With the previous loan, Mariana managed to succesfully build a room for greater comfort. She aspires to have a home with better conditions, work stability and health.
View original language description ↓
Mariana Azucena esta solicitando su 5to crédito a la institución de AFODENIC para repellar la habitación en su casa, y asi mejorar las condiciones del hogar, vive en la zona # 6, trabaja en el instituto Rubèn Dario desde hace 20 años como docente de Español, ama su trabajo, es una profesional muy responsable, honesta, ha demostrado buena conducta y moral crediticia, tiene dos hijas la mayor tiene 17 años estudia su quinto año de educaciòn secundaria y la menor de 13 años de edad estudia su sexto grado de educaciòn primaria, a pesar que no ha tenido la ayuda del papà de sus hijas ella ha luchado para que a sus dos hijas no le falte nada, ellos son una familia muy unida y todos comparten con los gastos familiares, Mariana con el crédito anterior logro satisfactoriamente construir una habitación para una mejor comodidad, aspira tener una vivienda con mejores condiciones, tener estabilidad laboral y salud.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Mariana Azucena repair a room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2009
Oct 1, 2009
Currency Exchange Loss:
Aug 15, 2010