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James U. is 33 years old and is married with three children aged between 1 and 8 years old. He lives in Rubavu district, West Province, Rwanda. He employs one person in his business and operates every day from 7:00 a.m. to 10:00 p.m..

James has been in the business of selling goats for three years. Before that he was doing agriculture activities and could not afford enough food for his children.

With this new loan, James will purchase more goats and, with the profits he hopes to earn, James will be able to continue paying school fees for his children and expand his business by purchasing more goats. He also hopes to save money for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 23
    View loans »
    Rwanda Loans Fundraising
  • $11,741,025
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD