Emprendedores De Sicuani Group
The communal bank "EMPRENDEDORES D. SICUANI" is represented by Mrs. Miguela C. and formed by 11 members who are in their fifth loan cycle, proving their responsibility, unity, honesty, and above all their desire to move forward in life. Mrs. Miguela C. has been working in the textile industry for many years, a business that has allowed her to proviD. education to her 4 children. The treasurer Elizabeth Ríos is a member that sells products according to the season. For example, in the winter she sells nougat candy and bee honey, and in the summer she sells natural products. This type of business has brought many benefits so she is able to support the household expenses. The members of this group have different activities such as food sales, cosmetic sales, natural products, clothing sales, and tailor services. As in any commercial industry, there is always the competition between supply and demand, but thanks to their experience, they can move forward selling products that sell according to the needs of the market. They are requesting financing for the acquisition of merchandise, and goods that will allow them to generate greater incomes.
EMPRENDEDORES D. SICUANI
La Alcancia Comunal "EMPRENDEDORES D. SICUANI" está representado por la Sra. Miguela C. y conformados por 11 miembros los cuales cursan el quinto ciclo demostrando responsabilidad, unión, honestidad y sobre todo ganas D. salir adelante.
La Sra. Miguela C. se dedica al rubro textil hace muchos años, negocio que le permite brindar educación a sus 4 hijos.
La tesorera Elizabeth Ríos es una socia que venD. productos D. acuerdo a la estación, por ejemplo en invierno venD. turrones y miel D. abeja, y en verano se dedica a la venta D. productos naturales. Este tipo D. negocio le ha traído muchos beneficios ya que pueD. sustentar los gastos en casa.
Los socios D. este grupo tienen diferentes actividades tales como venta D. comida, venta D. cosméticos, productos naturales, venta D. ropa, servicios D. sastrería. Como en todo rubro comercial siempre existe la competencia D. la oferta y la demanda pero gracias a su experiencia, pueden salir adelante vendiendo productos que van D. acorD. con las exigencias del mercado.
Ellos solicitan financiamiento para la adquisición D. mercaderías, e insumos que les permitan generaran mayores ingresos.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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