Siempre Adelante Group
Mrs. Abigail sells beauty products to her family and friends for a living. She goes to their homes to make her sales and tells us that she enjoys this work a lot because she gets to meet people, see her friends and family often, and above all because it gives her time to both take care of her children and to spend time them.
Thanks to her job, she can support her husband when he’s without work since he doesn’t have stable employment. She is also able to take care of her children’s expenses like clothing, private teachers, and outings.
She would like to be able to move her eight year old to a private school (which she plans on doing next year).
With this loan, she plans to invest in the purchase of shoes that she will sell in the same way she sells beauty products.
La Sra. Abigail, se dedica a la venta D. productos D. belleza, los cuales ofrece a sus familiares y amigos visitándolos en sus domicilios. Nos comenta que le agrada mucho éste trabajo, porque pueD. conocer gente, ver a menudo a sus amigas y familia y sobre todo porque le da tiempo para atender y compartir momentos con sus hijos.
Gracias a su trabajo, ella pueD. ser el apoyo D. su pareja cuando se queda sin trabajo, ya que, no cuenta con empleo estable; además pueD. cubrir gastos D. sus pequeños hijos, como ropa, profesores particulares y paseos.
Le gustaría mucho trasladar a su hijo D. 8 años, a un colegio particular, lo cual tiene planeado para el próximo año.
Con el préstamo solicitado, invertirá en la compra D. calzado, para lo cual utilizará el mismo sistema D. venta que los productos D. belleza.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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