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Margaret is 46 years old and married with four children aged between 4 and 19 years, all of whom go to school. She also takes care of additional family members. Margaret resides in and rents a one-roomed house where she lives with five people. There is no electricity or piped water at home. The family gets three meals a day.

Margaret resides and works in a semi-urban area which is in the outskirts of Kampala in Ndeeba Mpomba zone. She works seven days a week. She buys her sacks of charcoal from suppliers who get them from villages and so doesn’t incur extra transport costs to and from shopping. She doesn’t pay rent but pays daily market dues of 700/= a day. She sells to all categories of people both in retail and wholesale.

Margaret has been in this business for eighteen years and with MCDT for seven. She is servicing her fourteenth loan working with the same group members. She wants to use this loan to buy more sacks of charcoal.

Margaret is aspiring to seeing her business grow bigger and to start going to villages herself.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 158
    View loans »
    Uganda Loans Fundraising
  • $28,701,025
    Funds lent in using Kiva
  • 1,922.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Margaret to buy more sacks of charcoal.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 23, 2009
Sep 29, 2009
Currency Exchange Loss:
Apr 15, 2010