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Saiberia Group
In this Group: Betty, Rehema, Flora, Mwashabani*, Godfrey, Asha, Dorisy, Sakina, Jenifa, Cecilia, Mary, Catherine, James, Paulina, Mwashamba, Monika, Ernesta, John, Veronica, Destrlia, Magret
* not pictured
Betty M., age 41, is a divorcee with four children. She sells clothes, fabrics and shoes. She started this business 5 years ago and works daily from 9am until 8pm. She is able to earn a monthly profit of around $309.

This will be Betty’s 1st loan from Tujijenge Tanzania. She hopes for a loan to increase on her business.
Betty will share this loan with her loan group, Saiberia, which totals 21 members. The members of the group will hold each other accountable in paying back their loans. In the picture, Betty is 1st on the right front row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 57
    View loans »
    Tanzania Loans Fundraising
  • $15,042,325
    Funds lent in using Kiva
  • 1,305.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Saiberia Group's $4,000 loan helped a member to increase on her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 23, 2009
Oct 1, 2009
Currency Exchange Loss:
Feb 15, 2010