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Idalyn V. is from the village of Libertad Alto, Sinacaban, Misamis Occidental. She is 32 years old, is married, and has one school-aged child.

Idalyn owns and operates a business raising crops, primarily planting and harvesting a variety of vegetables, bananas and coconuts for sale. She is just starting this business.

In 2008, Idalyn joined PMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 50,000 PHP from PMPC. This previous loan was used to to purchase land to raise additional crops.

Idalyn is requesting a new loan of 50,000 PHP which will be used to pay for services to increase crop yield. This loan will be her 2nd from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 2063
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 47.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Idalyn to pay for services to increase crop yield.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 31, 2009
Sep 28, 2009
Currency Exchange Loss:
May 15, 2010