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Misericordia Del Señor Group
In this Group: Gloria, Carla, Ruth
The group Misericordia [Mercy] is made up by Gloria Elena F., Carla B., and Ruth María Alarton. They are from the Comarca Los Altos region.

The group coordinator is Gloria Elena F. who is 39 years old, and has sold clothing for the past six years in the Free Trade Zone of Masaya. She began buying and selling small quantities of merchandise and now buys by the dozen. She wishes to invest her loan to acquire the newest clothing trends in shirts, pants, blouses, and jeans, amongst other things.

The other group members are Carla B. who is 28 years old and sells clothing, and Ruth María Alarton who is 41 years and sells nacatamales [Nicaraguan tamales], baked goods, soft drinks, and fruit drinks. Both wish to invest in their businesses given that the season of highest demand is approaching.

View original language description ↓

El grupo Misericordia del Señor esta integrado por Gloria Elena F., Carla B. y Ruth María Alarton. Ellas son provenientes de la comarca los altos.

La coordinadora del grupo es Gloria Elena F. de 39 años de edad quien desde hace seis años vende ropa en la zona franca de Masaya. Ella comenzó comprando y vendiendo poca mercadería y ahora compra por docena. Esta señora desea invertir su préstamo para adquirí las nuevas tendencias de la moda en camisetas, pantalones, blusas, Jean entre otras.

Las otras integrantes del grupo son Carla B. de 28 años quien vende ropa y Ruth María Alarton de 41años quien vende nacatamales, cosa de horno, gaseosa y frescos. Ambas desean poder reinvertir en sus negocios ya que se aproxima la época de mayor de manda.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,445,225
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Misericordia Del Señor Group's $775 loan helped a member to purchase clothing in different styles.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 25, 2009
Sep 26, 2009
Currency Exchange Loss:
Mar 15, 2010