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Sao P., 41, is married with three children and resides in Kompong Cham Province. The source of income is generated primarily from her husband whose business is purchasing cows from the local farmers in his villages and other nearby places in the province to resell in the town. He is able to earn an income of US $ 10 per day. The family is also assisted by one of the children who is currently employed in a local garment factory with a reasonable income to earn the living and to support the family. P.’s standard of living has been improved since her husband starts this business; therefore, she is asking for a loan of US $1000 to purchase more cows for her husband to expand and improve his business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sao buy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 16, 2009
Sep 25, 2009
Currency Exchange Loss:
Jan 16, 2011