They have their own businesses like selling food, meat, books, jute, and cosmetics. Some also have grocery stores. They need a loan to buy supplies and merchandise, which will allow them to generate greater income and be able to cover their families’ basic needs.
That is the case for Wendy C. who is 24. She sells meat at different fairs in the city of El Alto. She needs to buy merchandise.
En uno de los Centros Focales de Pro Mujer, Collpani, se reunen cada dos semanas la Asociación Comunal Rubi y estan en el ciclo 8, liderizadas por su presidenta Isabel I., elaboran su reglamento interno.
Ellas tienen sus propios negocios como la venta de comida, carne, libros, yutes, cosméticos y tienda de barrio. Necesitan el préstamo para comprar insumos y mercadería que les permita generar mayores ingresos y poder cubrir las necesidades básicas de sus familias. Es el caso de Wendy C. de 24 años, vende carne en diferentes ferias de la ciudad de El Alto, y requiere comprar mercadería.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid