Susana is 38 years old. She is married and has given birth to three children, all in school. She lives with her husband and children in a rented apartment in a town called Wiawso in the Western Region of Ghana. Wiawso is a commercial and farming town. She runs a licensed chemical store. Susana sells all kinds of drugs, both tablets and syrups alike. She sells in a store by the roadside in her community. She buys her goods from nearby towns and from distributing vans. Susana has been in business for eight years and wants a loan to buy drugs in bulk to increase her stock.