Moses is twenty nine years old. He is married and has two children who are in school. Moses is an auto mechanic and a retailer of engine oil, brake fluid, gaskets and other car spare parts. He buys his supplies from oil filling station operators in barrels and sells in smaller quantities to his customers. Moses is handicapped by low working capital since oil prices have gone up. He therefore needs a loan to remain in business. He wants to use the loan to buy additional barrels of engine oil, gallons of brake fluid and spare parts to serve his customers. Moses believes this will enable him to make a good income from his business. He would be grateful for your assistance.