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Jehovah Shammah Group
In this Group: Paul, Matilda, Afia, Seth, Sarah
Paul is 30years old he is single and father with a child who is currently in school. He is a wholesaler and trades in flour, sugar, margarine, rice etc in bags. He has his shop in the market center where he lives. He takes delivery of stock from Kumasi. He is been in business for the last three years now. He requests the loan to add to his capital so that he can buy more stock to upgrade his business. With the loan he believes it will improve his stock level to attract more customers to his shop.

He is the leader of a trust bank group called ‘Jehovah Shammah’. He is the one sitting in the middle in the group photograph. Most of the members of this group are petty traders, grocery sellers, food vendors etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jehovah Shammah Group's $1,950 loan helped a member to buy food stuffs like bags of rice, sugar, margarine and vegetable oil etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2009
Sep 25, 2009
Currency Exchange Loss:
May 18, 2010