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Ezekiel Group
In this Group: Kofi, Janabu, Lafisatu
Kofi is 40years old he is married and father of five children. All his children are in school in the community where they live. He is a steel binder and iron rods seller. He takes delivery of stock from Kumasi in the Ashanti region of Ghana. He binds the steel and sells to contractors as a building material. He complains that the cost of the iron rods is on the higher side and demand for a loan assistance to enable him purchased them in bulk.

He is the leader of a small trust bank group called ‘Ezekiel’. He is the one sitting in the group photograph. Members of this group are petty traders, food vendors and metal worker etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ezekiel Group's $1,050 loan helped a member to buy iron rods in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2009
Sep 25, 2009
Currency Exchange Loss:
May 18, 2010