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Ul C., 46, is married and resides in Kompong Cham Province. She makes her simple living in the agriculture sector as a rice field farmer on her own plot of farmland. She earns an income of approximately US $1.70 per day. Her husband is a teacher in a local school in the village, and he spends his time away from teaching by charging batteries with a generator that he owns. He is able to earn an income of US $7.50 per day as a primary source of income for the family. The family is also assisted by the two children who are now growing crops and involved in a local bakery shop. These businesses have made the standard of living for the family improve. Therefore, C. is asking for a loan of US $1200 to purchase a bakery machine and a motorbike. By doing so, the family will have a new business and cut down expenses on public transportation.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 284
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ul to buy a bakery machine.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 10, 2009
Sep 25, 2009
Currency Exchange Loss:
Apr 17, 2011