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This is Fe P., 50 years old, wife to a golf-club caddy. Two of their nine children are enrolled in high school. They live in Maricaban, Pasay City.

Fe has been selling golf balls at the golf course where her husband has been working for twenty years. She earns P 15,000 a month. She was able to support the education of her children using her profits from the business.

She joined the Center for Community Transformation (CCT) Credit Cooperative in 2003. Her loans are useful to sustain her business. She was able to acquire a rented space for her business in front of the golf course through her loans from CCT. Fe is planning to venture into an additional business – buying and selling vegetables and fruits. She applied for a new loan in the amount of P 27,000 to undertake this.

Fe knows the value of education; that’s why she works hard hand-in-hand with her husband to support their children’s education.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 759
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 47.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Fe new business venture: buying and selling fruit and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2009
Sep 25, 2009
Currency Exchange Loss:
Apr 15, 2010