A loan of $375 helps rent farmland and buy seedlings, fertilizer, rabbits, and feed.


Neba Michael's story

Neba is married and a father of seven children, all living in a five bedroom apartment in Bafut, North West Region of Cameroon. He has faced some challenges in life, including the death of immediate family members, accident, poverty, and theft.

Neba joined GHAPE in 2015 and has taken and successfully repaid two loans. With this new loan, he plans to increase his farmland in size and content and expects high yields in return. A portion of the loan will also be invested in his rabbit farm by purchasing more rabbits.

Neba has a positive attitude and feels confident that the his proposed activities will succeed because he has been farming and raising rabbits for a number of years and is well experienced in it. He always has a ready demand for both his farm produce and rabbits.

Neba says his activities will also help the community because he employs a number of people to work on his farms, and he will reduce the need for people to travel to far off markets.

Neba plans to use profits from the loan to further invest in his farm activities, pay school fees and improve upon the general well-being of the entire family.

He prefers getting a loan from GHAPE because the repayment schedule is moderate, low interest rates and the business knowledge he gets before receiving loans.


This loan is special because:

It is coupled with multi-faceted trainings to support the poorest in Cameroon.

Elizabeth Davidson, Kiva staff

Elizabeth Davidson
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

Loan details



Repayment schedule