Comfort is fifty-nine years old. She is married and has given birth to six children, who are all in school. She lives with her husband and children in a rented apartment in a town called Wiawso in the Western Region of Ghana. Wiawso is a commercial and farming town. Comfort runs a licensed chemist store. She sells all kinds of drugs, both tablets and syrups alike. She sells in a store by the road side in her community. Comfort buys her goods from nearby towns and from distribution vans. She has been in business for ten years and wants a loan to buy drugs in bulk to increase her stock.