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Martha
Martha is a mother of a family, 43 years old and lives with her husband and two children of 14 and 12 years of age in Monsefú, located 20 minutes from the city of Chiclayo.

Ever since she was 12, Martha has sold fresh and dried salty fish in the market of the city of Pomalca, located 10 minutes from Chiclayo. Every day she gets up very early to buy her produce at the wharf of the city of Santa Rosa (25 minutes from Chiclayo) and later she goes to her workplace to offer her purchases to her clients.

The continual trips that she made on a daily basis to advance her business led her to save money with her husband to buy herself a car, which made the daily transport of produce easier. They bought their vehicle six years ago and since then her husband has worked as a taxi driver during the hours of the day that Martha is at the market.

These businesses are their only source of home income and day by day they try to move forward. However after continual use of the car, the motor has suffered serious damage and this situation has motivated Martha to apply for the first time to Kiva's field partner Edpyme Alternativa for a loan of 2000 nuevos soles that she intends to invest in repairing their vehicle and maintaining her business by purchasing more fish to sell.

Martha dreams of seeing her two children become professionals, because of this she pushes herself to the limit to get them ahead in life. She is very highly regarded by her neighbours and work colleagues, both of whom consider her to be an honest and responsible woman.
View original language description ↓
Martha es una madre de familia de 43 años de edad que vive junto a su esposo y sus dos hijos de 14 y 12 años de edad en la ciudad de Monsefú, ubicada a 20 minutos de la ciudad de Chiclayo.

Desde que tenía doce años se dedica a la venta de pescado fresco y seco – salado en el mercado de la ciudad de Pomalca, ubicada a 10 minutos de la ciudad de Chiclayo; todos los dias se levanta muy temprano para comprar su mercancía en el terminal pesquero de la ciudad de Santa Rosa (a 25 minutos de Chiclayo) y luego dirigirse a su centro de labores para ofrecérsela a sus clientes.

Los continuos viajes que hacía diariamente para sacar adelante su negocio la llevaron a ahorrar dinero junto a su marido para comprarse un auto con el que pueda facilitar el transporte diario de su mercancía, hace seis años que adquirieron la unidad móvil y desde entonces su esposo se ha dedicado también a trabajar como taxista durante las horas del día en que Martha se encuentra vendiendo en el mercado.

Estos negocios son la única fuente de ingreso económico de su hogar y día a día tratan de salir adelante, actualmente el continuo uso del automóvil ha hecho que este sufra serios desperfectos en el motor, esta situación ha motivado a que ella solicite por pirmera vez a Edpyme Alternativa un crédito de 2000 nuevos soles que piensa invertir en la reparación de su vehículo y en el mantenimiento de su negocio con la compra de más pescado para venta.

Martha sueña con ver a sus dos hijos convertidos en profesionales, por ello se esfuerza al máximo para sacarlos adelante. Ella es muy estimada por sus vecinos y compañeros de trabajo que coinciden en considerarla una mujer honesta y responsable.

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Martha vehicle repair and purchase of fish to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 23, 2009
Listed
Sep 24, 2009
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010