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Chalmita Group
In this Group: Alberta, Braulia, Beatriz Adriana, Esperanza, Maria Marcelina
Esperanza Mondragón V.
Chalmita Group

Esperanza, or “Pera”, as she is known in the community, lives in a small village called El Lindero. It is in the furthest outskirts of the Indígena de Crescencio Morales community in the Zitacuaro municipality of Michoacán. She is a happy 19 year old young woman who wishes to invest in a grocery store and take advantage of her house’s location. It is next to the town’s elementary school.

Her plan is to stock a location with groceries and have a mini-business where she can get income to support her small two year old. Pera became a single mother at a very young age. Now her biggest goal is to work to give her daughter everything that she needs.

Esperanza, like the other members of the group, is a hard-working person. She is accustomed to working in the field, walking long distances, and getting up at daybreak to do her work such as farming, commercial activities, or taking care of animals.

Note: Juevntina Mondragón wanted to be in the photo with her relatives, but she does not belong to the group.
View original language description ↓


ESPERANZA M. V.
(GRUPO CHALMITA)


Esperanza o como comúnmente la conocen en su comunidad “Pera” habita en un pequeño poblado llamado El Lindero, el mas alejado de la Comunidad Indígena de Crescencio Morales en el Municipio de Zitacuaro, Michoacán, es una joven alegre de 19 años que desea invertir en una tienda de abarrotes, aprovechando la buena ubicación de su hogar pues se encuentra junto a la primaria del pueblo.

Su plan es surtir de abarrotes un local y tener un micronegocio de donde obtener recursos para mantener a su pequeñita de 2 años de edad, ya que “Pera” desde muy Jovencita fue madre soltera y ahora su mayor anhelo es trabajar mucho para darle a su niña todo lo que necesita.

Pera se unió al grupo Chalmita para solicitar el financiamiento, ella es una de las dos personas que invertirán en comercio, pues la mayor parte de las integrantes de este grupo invertirán en ganado ovino para crianza.

Esperanza al igual que las integrantes de su grupo, es una persona trabajadora acostumbrada a realizar labores en el campo, a caminar largas distancias y a levantarse a primera hora del día para realizar sus labores agrícolas, comerciales o pecuarias.

Nota: la señora Juevntina Mondragón quizo aparece en la foto con sus familires, pero ella no pertenece al grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 1
    View loans »
    Mexico Loans Fundraising
  • $17,775,800
    Funds lent in using Kiva
  • 13.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Chalmita Group's $1,650 loan helped a member raising sheep and a grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 15, 2009
Listed
Sep 23, 2009
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2010