Check out other loans that are currently fundraising!
Lydia used to believe that “it is better to give than to receive”, that helping other people in simple ways is showing a good attitude towards others and to God. She manages a bakeshop business located along the National Highway of Cordon, Isabela.

Lydia is happily married to Arnolfo, her business partner. The couple are gifted with two children: Arlan Jay - 12 years old, an elementary student, and Ashie Jhaira - 4 years old, already in preschool.

Lydia dreams of having a successful life. However, her business capital is not enough and that is why she is asking to borrow PHP 50,000 in financial assistance from Kiva lenders as additional capital for the progress of their bakeshop business.

Lydia also wants to have her own retailing business that she could manage, to help generate additional income for their family. According to her, they are doing all these things to give their two children a better future and also to provide employment to some of their neighbors.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1642
    View loans »
    Philippines Loans Fundraising
  • $60,734,625
    Funds lent in using Kiva
  • 47.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Lydia to use as additional capital for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 26, 2009
Sep 23, 2009
Currency Exchange Loss:
Mar 15, 2010