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Digna Esperanza
Digna Esperanza Lojana V. is a member of the San Miguel Community Bank and lives in the El Valle neighborhood of Victoria Alta, located 45 minutes outside the city of Cuenca.


Digna is 38 years old, married, and has three sons, aged 18, 16, and 7. Her oldest son is beginning his studies at the University of Cuenca, her second son is a student as Guillermo Menzi High School, and her youngest attends Octavio Díaz School. Her husband is living abroad. He went abroad in order to provide their children a better future, but the world economic crisis has prevented him from sending back much money. The home in which they live is the fruit of the couple's hard work and sacrifices, and Digna says that loans from the foundation have enabled her to repay some of her husband's debts.


Digna has a business selling fruit and vegetables. She also has a grocery store in her home which her sons help her run when she is not there. She is grateful to God for every day, be it good or bad.


She has worked with her Community Bank for seven years and attends meetings every two weeks for training and to enjoy some leisure time with her friends in the group.


With this loan from Fundación ESPOIR, Digna will invest in her business by purchasing fruit and vegetables to sell. She will use any remaining funds to stock her shop.


Digna's dream is to finish the construction of her home and to buy herself a car.

View original language description ↓
La señora Digna Esperanza Lojana V. es socia del Banco Comunal San Miguel, vive en la comunidad Victoria Alta por el sector El Valle a unos 45 minutos a las afueras de la ciudad de Cuenca.

Digna tiene 38 años de edad, se encuentra casada, concibió tres hijos de 18, 16, 7 años de edad, su primer hijo este año ingresa a estudiar en la Universidad de Cuenca, su segundo hijo estudia en el colegio Guillermo Menzi y su último en la Escuela Octavio Díaz, su esposo se encuentra en el extranjero, emigro para darles a sus hijos un futuro mejor, debido a la crisis mundial no les envía mucho dinero, la casa en la que vive es propia fruto del esfuerzo y sacrificio de los dos.

Digna se dedica al comercio informal de frutas, verdura, etc., además en su casa tiene una tienda de víveres que es atendida por sus hijos cuando ella no está, siempre da gracias a Dios por el día de vida que la da sea bueno o malo.

Lleva siete años trabajando junto a su banco comunal que se reúnen cada quincena para capacitarse y tener un momento de esparcimiento junto a sus amigas, nos comenta que con los prestamos que la fundación le ha entregado ha podido ayudar a pagar las deudas de su esposo.

Con el préstamo que la FUNDACIÓN ESPOIR le entregue lo va a invertir en sus negocios comprando frutas y verduras para vender y si le resta un poco para surtirle a su tienda.

El sueño de Digna es terminar de construir su casa y comprarse un carro.


About Ecuador

  • $10,200
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $23,876,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Digna Esperanza to purchase fruit, vegetables, and merchandise for her shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2009
Listed
Oct 1, 2009
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2010