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Kitonzi United Kunihira Eflazia Group
In this Group: Eflazia, Justina , Beatrice , Dena , Margaret , Jaclyn , Florence , Oliver , Judith , Beatrice, Lucy , Immaculate , Easter*
* not pictured
K. Eflazia is a 50-year-old single mother of five and guardian of three dependents. Two of her children currently attend school. Eflazia has sold fresh food for over 10 years. She wants to use this loan to expand her business's stock by purchasing more foods such as bananas, vegetables, tomatoes, and onions. She is a hardworking and promising businesswoman whose dreams include educating her children and constructing a permanent house.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 168
    View loans »
    Uganda Loans Fundraising
  • $32,013,100
    Funds lent in using Kiva
  • 1,923.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kitonzi United Kunihira Eflazia Group's $1,050 loan helped a member to purchase more fresh food to expand her business's selection of goods.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 17, 2009
Sep 22, 2009
Currency Exchange Loss:
Jul 21, 2010