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Nov S., 47, is a widow and has a business selling rice and coffee outside of her home. Living in Kampong Cham, she is able to make US$12 in revenue per day. She has three children living at home to support. Nov is requesting a loan of US$1000 from Kiva to expand her business. She would like to build a bigger stand and purchase more chairs and tables, in hope of increasing her business's turnover. However, Nov says that she faces some problems, including the high price of raw goods.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nov to build a bigger stand and increase business turnover.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 25, 2009
Sep 22, 2009
Currency Exchange Loss:
Sep 16, 2010