Las Muñequitas Group
She started her business of selling cosmetics encouraged by her sister-in-law. She thought that it would be an extra income and that she should try it. The activity has been very successful and it helps her meeting her household expenses. Having three young sons and a husband who helps her, her goal is to improve their life conditions.
Ana intends to invest the loan in buying a bunch of second hand clothes to sell from her house, but her greatest dream is to start a small café since she works for one and has experience in this business. She intends to achieve her dreams with discipline, credibility and effort.
Anghel works selling cosmetics just as Ana, and Francisco has a “caponera” (freight bicycle) with which he works. He desires to use this loan to buy another “caponera” in order to improve his income.
Inicio su negocio de venta de cosméticos a raíz de que su cuñada la motivara a hacerlo. Ella pensó que era un ingreso extra y que debía intentarlo. Ha sido muy exitoso para ella y le ayuda con los gasto en su hogar. Con tres hijos pequeños y su esposo ayudándole, tiene como meta mejorar sus condiciones de vida.
Ana pretende invertir su crédito en la compra de una paca de ropa de segunda mano que venderá en su casa, pero su mayor sueño es poner un café pequeño ya que trabaja en uno y tiene experiencia en esto. Pretende alcanzar sus sueños con disciplina crediticia y esfuerzo.
Anghel trabaja en la venta de cosméticos al igual que Ana y Francisco tiene una caponera (Bicicleta de carga) que trabaja y desea con este crédito adquirir otra para mejorar sus ingresos.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid