Micaela Bastidas Ii Group
Mrs. Toribia A. is an associate with one of the oldest relationships with this community bank. She runs a recycling business that has brought her satisfaction and allowed her to take care of her five children and support household spending.
The partner Demesia Raymundo now has a restaurant that only after much effort was she able to construct. Now, two years have passed and she feels satisfied with her work.
The rest of the members of this communal bank have their own businesses. Some are dedicated to the sale of beauty products, sweets, and foodstuffs while others own general stores and internet cafes. They all need loans in order to buy products and supplies that will help them increase their profits and improve their quality of life. They feel satisfied to be part of EDAPROSPO (one of Kiva's Partner Institutions in Perú) and wish to continue being a part of this community.
MICAELA BASTIDAS II
La alcancía Comunal “MICAELA BASTIDAS II” está ubicado en el distrito de Ate Vitarte, este grupo está conformado por 11 socias de las cuales 10 son mujeres y solo 1 es hombre.
La Sra. Toribia A. es una de las socias más antiguas y se dedica al reciclaje, negocio que le ha traído muchas satisfacciones como mantener a sus 5 hijos y aportar con los gastos en casa.
La socia Demesia Raymundo tiene un restaurant que con mucho esfuerzo pudo construirlo ahora han pasado 2 años y se siente satisfecha con su trabajo.
Las demás integrantes de “MICAELA BASTIDAS II” tienen sus propios negocios, ellas se dedican a la comercialización de productos de belleza, confecciones, venta de comida, bodega, servicio de internet, etc. Todas necesitan el préstamo para la compra de productos e insumos que le ayudaran a incrementar sus ganancias y mejorar su calidad de vida.
Ellas se sienten satisfechas por pertenecer a la familia de EDAPROSPO y desean continuar por mucho tiempo juntas en el grupo.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid