Las Paisanas Group
Mrs. Elma Aurora G., located in the center of the photo, is 58 years old. She has spent 13 of those years working at what she terms "hojataleria", the crafting of rustic frying pans from galvanized zinc and aluminum, for bread bakeries. She does this work with her entire family. They learned the business when a relative who lives at a distance came to visit and taught them to make these frying pans. “We paid close attention to how he made the pans and decided to make them ourselves, too", says Elma.
She will invest her loan in the purchase of zinc and aluminum with which to make the pans that are the principal source of her income. Elma also sells meat and chicken from her home. She buys the meat wholesale in the poultry farms and resells it retail in her centrally located home.
Hipólita del Socorro A. R. is also a member of the group. She works in the sale of fruits and vegetables in the Masaya market. Olga Lidia Z. A. prepares and sells tortillas in the morning and prepared meals at night in her home.
Doña Elma Aurora G., ubicada en la parte céntrica de la foto, tiene 58 años de edad de los cuales lleva ya 13 años dedicándose a lo que ella llama hojalatería. Que es la elaboración de sartenes rústicos para panaderías hechos a base de Zinc Galvanizado y aluminio. Oficio que realiza con toda su familia y aprendieron cuando un familiar lejano llegó de visita y les enseñó a hacer estos sartenes. “Nos fijamos como lo hacía y decidimos hacerlo nosotros también” dice doña Elma.
Su crédito lo invertirá en la compra de éstos materiales que son su principal fuente de ingresos. Además Elma vende en su casa de habitación carne y pollo, el cual compra al por mayor en las avícolas y vende al detalle en su casa de habitación que está ubicada en una zona céntrica.
Hipólita del Socorro A. R. también miembro del grupo, trabaja en la venta de frutas y verduras en el mercado de Masaya; y Olga Lidia Z. A. elabora y vende tortillas en la mañana y comida por la noche en su casa de habitación.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid