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Las Esteritas Group
In this Group: Natividad, Hilda Yolanda, Rosario Carmen, Janett Esther, Evelyn Pamela, Nancy Edith, Arturo Johnny, Herlinda, Yenny Carmen, Judith Sindy, Ruth Doris
Mrs Natividad C., 65, married with 3 children, comes from Huancayo and lives in the lower area of Huaycan, in the district of Ate, department of Lima. She has worked with EDAPROSPO – Prosperidad for one and a half years. She currently occupies the role of president of the communal bank "Las Esteritas", maD. up of 11 partners who carry out diverse activities such as production, traD. and services.

Natividad has worked renting rooms for 10 years. She started work in this business after her husband passed away as she didn't have a better idea than renting rooms in her house to increase her income for the home and avoid neglecting her children. So far, she has been able to build her house and improve the education of her children. With the current loan, she will invest in fitting-out the rooms for rental and in the future, she would like to open a grocery store.

View original language description ↓
La señora Natividad C., natural D. Huancayo, tiene 65 años, casada con 3 hijos vive en la zona baja D. Huaycan, distrito D. Ate, departamento Lima.
Trabaja con EDAPROSPO – Prosperidad desD. hace 1año y medio, actualmente asume el cargo D. presidenta D. la alcancía comunal “Las Esteritas” integrada por 11 socios quienes realizan diversas actividades como: producción, comercio y servicio.
Natividad se dedica al alquiler D. cuartos desD. hace 10 años, empezó a trabajar en este negocio a raíz que su esposo falleció, no tuvo mejor idea que alquilar los cuartos D. su casa para así no descuidar D. sus hijos y contar así con un ingreso más para su hogar. Hasta el momento ha logrado construir su casa y mejorar la educación D. sus hijos.
Con su reciente préstamo lo invertirá en acondicionar los cuartos para alquiler y en el futuro le gustaría abrir una bodega.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Esteritas Group's $1,925 loan helped a member to invest in fitting-out rooms for rental.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 21, 2009
Oct 1, 2009
Currency Exchange Loss:
Jan 15, 2010