The "Caminates" group is represented by señora María Rosalia and has 12 members, who are caring, dynamic, and hard-working people. They have been friends for a long time, and their ages range from 24 to 63 years. The members make a living by selling fruit, which they do at a market every Monday. The other women sell food for lunch and dinner, and still others sell used clothing for children. All of them have their own stands in the market near their neighborhood. The women have their customers well-selected, and they know that the competition is great. To fight it, they need more merchandise and to expand their working environment. This is why they need the credit that will help them generate more income to offer their families a better quality of life. This is the group's first loan, but in their meetings, they have demonstrated their desire to get ahead as well as their responsibility, honesty, and above all, their teamwork, which is essential in a support group.
El grupo “Caminates” esta representado por la señora María Rosalia y conformado por 12 miembros D. personas cariñosas, dinámicas y trabajadoras, tienen una amistad desD. hace mucho tiempo y sus edades varían desD. 24 hasta 63 años. Las socias se dedican a la venta D. frutas y lo venden en una feria todos los lunes y las otras señoras venden comida como almuerzo y cena y las otras socias venden ropa usada para niños. Todas tienen sus puestos en la feria cerca al barrio. Prácticamente las señoras tienen ya su clientes bien selecta y saben que la competencia es granD. y que para combatirla necesitan D. mas mercadería insumos y también agrandar su ambientes D. trabajo es por esta razón que requieren el crédito que lesa ayudara a genera un mayor ingreso para brindar a sus familias una mejor calidad D. vida. Este grupo esta emprendiendo su primer ciclo pero en la reuniones han demostrando ganas D. salir adelante, responsabilidad, honradez y sobre todo unión que es lo esencial en un grupo solidario
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.