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Alba Pastora
Alba Pastora M. A. is a 51 year old woman who lives with two of her three children. The community of Canalete, which is located in Upala in the province of Alajuela, is a semi-mountainous area and known for being a center of agriculture and livestock farming. It is a community that has great potential for development and establishment of microenterprises, in both agribusiness and trade.


With the desire to improve her family’s living conditions, Doña Alba looked at different alternatives for generating income. Over a year ago, she started a bazaar-bookstore out of her home where she offers various types of paper and office supplies such as pens, pencils, notebooks, and glue. She also provides photocopying services. Her business has done very well and has been widely received because no other place provides this type of service.


At the moment, Doña Alba is requesting a loan of 680,000 colones to buy a photocopying machine and additional merchandise to increase her inventory. She expects her micro-business to grow and generate more income so that she can improve her living conditions.


Doña Alba is a member of the Canalete Community Credit Enterprise, one of the 100 partner organizations affiliated with EDESA in Costa Rica. This is her fourth loan and she hopes to continue growing personally and economically. She is an active participant in her community’s credit organization.

View original language description ↓
Alba Pastora M. A. es una señora de 51 años de edad quien vive con dos de sus tres hijos. En una comunidad llamada Canalete localizada en Upala en la provincia de Alajuela, es un lugar semimontañoso y sus actividades económicas se centran en la agricultura y mayormente en la ganadería. Es una comunidad con una gran oportunidad de desarrollo y establecimiento de microempresas, tanto de agroindustria como comercio.

Con el deseo de mejorar su condición de vida y la de su familia ella buscó alternativas diferentes y desde hace poco más de un año inició un negocio exactamente un bazar-librería en su casa, en el cual ofrece: diferentes tipos de papel, artículos para oficina como lapiceros, lápices, cuadernos, goma, además de servicio de fotocopiado entre otras muchas más cosas. Dice que le ha ido muy bien ya que en su comunidad ha tenido mucha aceptación puesto que antes no había un lugar que brindara ese servicio.

En estos momentos lo que desea doña Alba es solicitar un préstamo por ¢680,000 (trescientos mil colones) para comprar otra máquina de fotocopiado y mercadería para mejorar su inventario. Con esto espera que su microempresa crezca y llegue a generar más ingresos para mejorar su condición de vida.

Doña Alba es socia de la Empresa de Crédito Comunal Canalete, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su cuarto préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 24
    View loans »
    Costa Rica Loans Fundraising
  • $4,367,000
    Funds lent in using Kiva
  • 584.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Alba Pastora purchase a photocopying machine & additional merchandise.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 24, 2009
Listed
Sep 19, 2009
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012