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Etienne K. is 48 years old and is married with five children aged between 20 and 11. He lives in the Gasabo District of Kigali, the capital of Rwanda.

Etienne owns a small shop where he has sold different kinds of products such as sugar, salt, rice, juice and soap since 2001. He operates his business everyday from 7:00 a.m. to 8:00 p.m.

Before this loan he is requesting from Vision Finance Company, his business could not give him enough profit and he was not able to afford health care for his children or pay their school fees. With this new loan he hopes to generate extra profits which will help him to change the life of his family. It will also help him to expand the business so that he earns more profits in future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $15,719,700
    Funds lent in using Kiva
  • 565.3
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Etienne to purchase more merchandise.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 18, 2009
Sep 20, 2009
Currency Exchange Loss:
Jun 17, 2010