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Etienne K. is 48 years old and is married with five children aged between 20 and 11. He lives in the Gasabo District of Kigali, the capital of Rwanda.

Etienne owns a small shop where he has sold different kinds of products such as sugar, salt, rice, juice and soap since 2001. He operates his business everyday from 7:00 a.m. to 8:00 p.m.

Before this loan he is requesting from Vision Finance Company, his business could not give him enough profit and he was not able to afford health care for his children or pay their school fees. With this new loan he hopes to generate extra profits which will help him to change the life of his family. It will also help him to expand the business so that he earns more profits in future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 565.3
    Rwanda Francs (RWF) = $1 USD