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Sam Try Group
In this Group: Hawa, Mabinty, Ibrahim
Hawa B. (left) is the leader of this group. Hawa owns a kiosk where she sells provisions such as cans of milk, sugar, mayonnaise, cheese, butter, breads, etc. She also sells market foods like palm oil – the country’s most popular cooking oil. Hawa has been a businesswoman for six years now. Hawa lives in Makeni together with her husband and two children. Hawa’s husband works for two of the leading mobile networks in the country as a sales agent. Her twin children are attending primary school and are in class II.
Hawa was born in Mabolo, in the Kambia district of Northern Sierra Leone about 28 years ago.


This loan is for members of the Sam Try group. They are small scale entrepreneurs in Makeni city, in Northern Sierra Leone. They have applied for a first-time loan of Le 1,500,000 from SMT/Kiva, in order to help themselves improve their businesses and living conditions.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,245,200
    Funds lent in using Kiva
  • 3,557.0
    Sierra Leone Leones (SLL) = $1 USD