Virginia Pablo

Status: Paid Back

$100	Loan Request Pre-Disbursed : Aug 19, 2009 Listed: Sep 19, 2009 Funded: Sep 19, 2009
$100	Paid Back Ended: Jan 15, 2010

About the Field Partner

Alalay sa Kaunlaran, Inc. (ASKI) administers this loan. Learn more

Field Partner:

Alalay sa Kaunlaran, Inc. (ASKI)

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

14 months

Kiva Entrepreneurs:

4732

Total Loans:

$928,200

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	50%
Profitability (Return on Assets):	1%
Average Loan Size (% of Per Capita Income):	13%

Delinquency Rate:

0.00%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Philippines
Avg Annual Income:	$1175
Currency:	Philippines Pesos (PHP)
Exchange Rate:	47.7500 PHP = 1 USD

About the Loan

Location:	Ramon, Isabela, Philippines	Repayment Term:	7 months (more info)
Activity:	Fruits & Vegetables	Repayment Schedule:	Monthly
Loan Use:	Additional business capital	Currency Exchange Loss:	Possible
		Default Protection:	Covered

Virginia sells vegetables. She is married to Perfecto Sr., a tricycle driver who also manages their small farm. This couple is grateful because they have been blessed with four children: the eldest is Perfecto Jr. - 30 years old, high school graduate; then Jorelito - 26 years old, high school undergraduate; Ferdinand - 25 years old, and the youngest is Cristine Joy -16 years old, currently a high school student.

Virginia is 43 years old, yet still very strong and determined to develop her business and improve their poor living situation. She hopes to buy more vegetables to retail so that her vending income will increase. In this regard, Virginia has requested additional business capital of 4,000 PHP from Kiva lenders to further improve her business. The loan is also for the maintenance of their motor vehicle for its transportation service.

Lenders to this entrepreneur

mary
Bryn Athyn, PA
United States

Anonymous
Moraga, CA
United States

Journal entries for Virginia Pablo

Loan has been disbursed Entrepreneur: Virginia Pablo Location: Ramon, Isabela, Philippines Thank you for your loan. It has been disbursed to Virginia Pablo by Alalay sa Kaunlaran, Inc. (ASKI) in Philippines. We are excited to watch this business grow. Over the 5 months of this loan, Alalay sa Kaunlaran, Inc. (ASKI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Ramon, Isabela, Philippines Sep 20, 2009
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Repayment Schedule for Virginia Pablo

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	Expected Repayments	Actual Repayments	Comments
November 2009	$25.05	$25.05	Repayment Received
December 2009	$20.88	$20.88	Repayment Received
January 2010	$16.70	$16.70	Repayment Received
February 2010	$20.87	$37.37	Repayment Received
March 2010	$16.50	Available Mar 1	Repayment Received