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Rosa
Rosa is a 46 year old enterprising woman, she lives with her partner Guillermo who is 50 years old, and they have 2 children: Guillermo is 19, and Milagros is 13 years old. They live in their own house. For the past 15 years she has dedicated herself to the sale of beauty products, a business that she began because she needed to work, to feel independent, and to help her family financially. Rosa sells from home and she receives orders from friends, family members, neighbors, etc. Once the products are ordered it takes approximately 3 weeks for them to arrive, however Rosa, with much astuteness, purchases the products when they are on sale and at a better price, and then offers these products to her clients at the real prices that are shown in the catalog; this way she makes better profits. In the future, she hopes to have a shop in her home where she can offer, more comfortably, her merchandise.


This is Rosa’s second loan with MFP; she has always been punctual in all her payments, as she commits to be at present. With the money that she has requested she will purchase more beauty products to have in her stock that she can sell immediately, without the need to wait for orders to arrive.

View original language description ↓
Rosa es una emprendedora mujer de 46 años, vive con su pareja, Guillermo de 50 años, y sus dos hijos; Guillermo de 19 y Milagros de 13 años, en su casa propia. Desde hace 15 años se dedica a la venta de productos de belleza, actividad en la que incursionó debido a su necesidad de trabajar, sentirse independiente y ayudar a la economía de su familia. Rosa vende desde su casa, recibiendo los pedidos de amistades, familiares, vecinas, etc., solicitudes que una vez realizadas tardan aproximadamente de dos a tres semanas en llegar, pero Rosa, con mucha astucia, compra los productos que vienen en oferta a precios más cómodos y luego los ofrece a sus clientas a los verdaderos precios que salen en el catálogo, es así que consigue mejores ganancias. Para el futuro desea tener una tienda en su domicilio donde pueda ofrecer con mayor comodidad su mercadería.
Este es el segundo préstamo de Rosa con MFP, ella siempre fue muy puntual en todos sus pagos, por lo que se compromete a serlo también ahora. Con el dinero que viene solicitando comprará más productos de belleza para tenerlos en stock y venderlos de forma inmediata, sin necesidad de esperar la llegada del pedido.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Rosa to purchase more merchandise (beauty products).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 9, 2009
Listed
Sep 17, 2009
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2010