Sol Radiante Group
Another example is Ricardina, who sells breakfast every morning as a traveling merchant in the “12 D. Abril” Market.
The members need loans of different amounts ranging from 400 soles, 600 soles, to 800 soles for a total of 12,200 soles for the entire Communal Bank. The money will be used to buy sugar, milk, dyes, gift items, fruit, condiments, clothing, and cheese.
The members dream of improving and stabilizing their businesses, as well as seeing their children complete their studies.
Las socias realizan diferentes negocios como la venta D. condimentos, cereales, frutas, ropa, quesos, cosméticos, golosinas, zapatos y servicios D. cosmetología.
Como es el caso D. Rosa que tiene un salón D. belleza en un local alquilado, en donD. también venD. cosméticos, artículos D. regalo, golosinas, actividad que realiza con la ayuda D. un personal.
Por otro lado Ricardina venD. desayunos todas las mañanas, D. manera ambulatoria en el mercado 12 D. abril.
Las socias necesitan diferentes montos D. prestamos como 400 soles, 600 soles, 800 soles haciendo un total D. 12,200 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. azúcar, leche, tintes, artículos D. regalo, frutas, condimentos, ropa y quesos.
Los sueños D. las socias son que sus negocios mejoren, sus hijos culminen sus estudios y tener negocios estables.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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