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Gotitas De Amor Group
In this Group: Maria Dolores, Marleni Elizabeth, Sonia, Eugenia Herminia, Gladys Herminia, Raquel Yakelin, Angelica Victoria, Mida Lidumina, Jose Luis, Judith Nataly
The Gotitas de Amor Communal Bank was formed in 2008. It is located in the area of Alta Huaycan, Ate district, Lima department. The group is comprised of ten members who are engaged in various activities like selling spices, selling chicken, selling groceries, selling meat, tailoring, “moto taxi” (three wheeled motorized cart) services, hairdressing services, phone café services, and meals for students, etc.

The group has worked with EDAPROSPO – Prosperidad for one year. Sonia L., originally from Lima, is currently the president of the communal bank.

She is 32, in a common law marriage, and has two children. She sells spices in the market. She has been working in this business for two years, thanks to her mother who motivated her to have her own business.

With her recent loan Sonia will buy merchandise for her small stall. That way she is able to provide her customers with the necessary supplies.

In the future she would very much like to build a house.
View original language description ↓
La alcancía comunal “Gotitas de Amor” fue formada en el año 2008, se encuentra ubicado en la zona alta de huaycan, distrito de ate, departamento lima, esta conformada por 10 socios quienes realizan diversas actividades como: venta de especerías, venta de pollo, venta de abarrotes, venta de carne, servicio de costura, servicio de moto taxi, servicio de peluquería, servicio de locutorio, pensión a estudiantes, etc.
Trabaja con EDAPROSPO – Prosperidad desde hace 1 año actualmente asume el cargo de presidenta de la alcancía comunal la señora Sonia L., natural de lima tiene 32 años conviviente y con 2 hijos, desde hace 2 años se dedica a la venta de especerías en el mercado viene trabajando en este negocio, gracias a su madre quien la motivo a tener su propio negocio.
Con su reciente préstamo Sonia comprara mercadería para su pequeño puesto y así poder abastecer a sus clientes con los insumos necesarios.
En el futuro le gustaría mucho poder construir su casa.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $55,034,675
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Amor Group's $1,775 loan helped a member buy merchandise for her small stall.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 18, 2009
Listed
Oct 1, 2009
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2010