The members of the Rubi Community Bank are represented by Lesly Miriam and make up a group of 12 members who are dedicated to different professional endeavors. Some sell clothing, others sell cosmetics, others sew clothing and costumes. As in any commercial business, there always exists competition and the demand, but these members know how to succeed to be able to obtain more income to be able to give their families a better quality of life.
This loan is for product diversification and for investment in the purchase of wholesale materials according to the time and input to be able to make more and higher quality products. Because of their first cycle, some of the members now have experience in groups for which they know how to adequately administrate the resources that they are awarded and know the full responsibility that is required to continue to grow with the support of the Agrocapital Foundation.
Las socias del banco comunal "Rubi" están representadas por Lesly Miriam y conformado por 12 miembros los cuales se dedican a diferentes actividades algunas venden ropa, otras son promotoras D. cosméticos, otras costuran prendas D. vestir y confeccionan trajes. Como en todo rubro comercial siempre existe la competencia D. la oferta y la demanda, pero las socias saben como salir adelante para obtener mejores ingresos para poder darle a su familia una mejor calidad D. vida. Este crédito esta destinado para la diversificación D. productos y para invertir en la compra D. telas al por mayor, mercadería acorD. a la época e insumos para elaborar mas y mejores productos. A pesar D. ser su primer ciclo algunas D. las socias ya cuentan con experiencia en grupos solidarios por lo que saben administrar adecuadamente los fondos que se les otorga y conocen a cabalidad la responsabilidad que se requiere para seguir creciendo con el apoyo D. la Fundación Agrocapital.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.