Béthanie Plus Group
Mbasa began his activity in 1982 and has acquired a solid experience. He is a regular client of Microfinance Institution HOPE DRC; he received six loans and repaid them on schedule. His next loan will enable him to buy more sacks for resale and increase his income. He earns a profit of $90 a week from this activity. The goal of Mbasa and his wife is to enable their children to study. They have ten children aged from 4 months to 20 years and only eight of them attend school. Mbasa is determined to develop his business with the financial help of Kiva loans.
Aujourd’hui, la vie économique reprend progressivement dans la ville, surtout avec le concours des micro-entrepreneurs dont Mbasa L. fait partie. Il a commencé son activité en 1982. Il en a acquit une expérience solide et est demeuré client fidèle qui a obtenu 6 fois les prêts de l’IMF HOPE RDC et les a remboursés correctement. Le prochain crédit lui permettra de renforcer le stock de sa marchandise en achetant d’autres sacs à revendre en vue d’accroitre le revenu. Son affaire lui procure hebdomadairement un bénéfice de $90. L’objectif de Mbasa et son épouse, est de faire étudier leurs 10 enfants qui sont âgés entre 4 mois et 20 ans dont 8 seulement vont à l’école. Mbasa est déterminé à développer son activité avec l’appui financier de Kiva à travers ces prêts.
About HOPE DRCHOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid