Faustina is 29 years-old and married with three children in school. She lives with her family in a small village in the western region of Ghana. For the last 15 years, Faustina has owned and operated a beauty salon in her neighborhood. She is a skilled and talented hair dresser who believes in efficiency and effectiveness of service. Therefore she wants to use the loan to buy larger quantities of hair products such as weavons, pomade, shampoo, activators etc. in order to better serve her customers. She purchases her supplies from Kumasi in the Ashanti region of Ghana.