For the last five years, Ganiyat has made a living selling food items and drinks. She is married, has two children and is 30 years old. Ganiyat and her family live in Warri, Delta state, Nigeria. She has applied for this loan to buy more items to sell to her customers, and exends her thanks to Kiva lenders for their participation and support.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20