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María
María is 49 years old, is married, and lives with her husband and six of their seven children. They live 45 minutes from the city of Chiclayo, in the sector of La Balsa, Batangrande, located in the district of Pítipo, in the province of Ferreñafe.


She is a native of Cutervo, Cajamarca, and she began living in Batangrande six years ago. Two years ago she moved to La Balsa sector and for 5 years she has worked in cattle farming. Now she does this work with her husband since it is the only stable income with which they can sustain their daily expenses.


Currently she has four cows and four bulls. Her cows together produce 15 liters daily, and each liter is bought for 92 cents by the stocking business, which in turn sells to one of the principle dairy producers of the country.


She also sows corn husks in a small nearby plot of land in order to feed her livestock but what she sows regularly is not enough to feed them. For this reason she is asking Edpyme Alternativa for a loan of 1000 nuevos soles for the first time. She wants to invest this money in providing a balanced diet for her livestock in order to increase their milk production.


In the long term she wants to buy a Holstein cow because the cows she has are Creole and they don’t have the level of production that she wishes to obtain. On the other side, she hopes that her bulls develop completely so she can begin to use them in farm work.


Her husband also works as an agricultural laboror, and between the two of them they try to support their children, four of which are in school. María is a very well-known person by her neighbors in the area. She is very happy and optimistic and she likes to work with others when needed.

View original language description ↓
María tiene 49 años de edad, es casada y vive junto a su esposo y 6 de sus 7 hijos a 45 minutos de la ciudad de Chiclayo, en el sector La Balsa, Batangrande, ubicado en el distrito de Pítipo, provincia de Ferreñafe.

Ella es natural de Cutervo, Cajamarca, y llegó a vivir a Batangrande hace 6 años, hace 2 años se mudó al sector La Balsa y desde hace 5 años se dedica a la ganadería, ahora trabaja en esa actividad junto a su marido ya que es el único ingreso estable con el que sustentan su economía diaria.

Actualmente tiene cuatro vacas y cuatro toros, sus vacas producen en conjunto diariamente 15 litros, cada litro es comprado a 0,92 céntimos por la empresa acopiadora del lugar que, a su vez, los vende a una de las principales empresas productoras de lácteos del país.

Paralelamente siembra maíz chala en una pequeña parcela cercana para alimentar a su ganado pero lo que siembra regularmente no basta para alimentarlo, por lo que se encuentra solicitando por primera vez a Edpyme Alternativa un crédito de 1000 nuevos soles que piensa invertir en la compra de alimento balanceado para hacer crecer la producción lechera de sus animales.

Ella desea a largo plazo comprar una vaca de raza Holstein, ya que las que tiene son criollas y no tiene el índice de producción que ella desea obtener, por otro lado desea esperar a que sus toros se desarrollen completamente para empezar a utilizarlos en trabajo de campo.

Su esposo también trabaja eventualmente como peón agrícola, y entre ambos tratan de sacar adelante a sus hijos, 4 de ellos aún estudian. María es una persona muy conocida por los vecinos de la zona, es muy alegre, optimista y le gusta colaborar cuando se le necesita.

About Peru

  • $12,000
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped María provide a balanced diet for improvements in milk production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 14, 2009
Listed
Sep 16, 2009
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010