The members of the “Estrellas (Stars)” group are represented by Mr. Gabriel Marcel and consists of 12 members, among which are only two men. The ages of the members varies between 23 and 55 years, but all of them have streams of income through their small businesses such as the sale of cosmetics by catalog, the sale of bread, the sale of homemaD. sweets, clothes, a grocery store, the sale of prepared meals, and car washing. The competition in their area is high, but in spite of that they know they know that they can get ahead in what they do.
The loan is destined for the growth of their business through the purchase of merchandise, consumables, and tools for increasing their income which will permit them to give their families a better standard of living and a better education for their children. In terms of their credit history, they are in their third cycle with la Fundacion Agrocapital and have demonstrated responsibility, honesty, and the desire to grow and get ahead.
Las socias del grupo “Estrellas” están representados por el señor Gabriel Marcelo y conformado por 12 socias entre las cuales solo existen 2 varones, las edades D. los miembros oscila entre los 23 a 55 años D. edad pero todos tiene sus fuentes D. ingreso a través D. pequeños negocios como a la venta D. cosméticos por catalogo, venta D. pan, venta D. dulces caseros, ropa, tienda D. abarrotes, venta D. comida y la atención en lavaderos D. autos. La competencia dentro D. sus rubros es alta pese a eso saben sacar adelante la actividad económica a la que se dedican. El crédito esta destinado al crecimiento D. sus negocios con la compra D. mercaderías, insumos y herramientas para mejorar más sus ingresos que les permitirá darles a sus familias una mejor calidad D. vida y una mejor educación para su hijos. En cuanto a sus antecedentes crediticios se encuentran cursando su tercer ciclo con la Fundación Agrocapital demostrando responsabilidad, honestidad y ganas D. crecer para salir adelante.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.